Wealthwise is more than a curriculum—it’s a movement to empower today’s youth with the knowledge and confidence to make smart financial choices. Guided by Money Bagz, students embark on a journey of financial discovery where money becomes less confusing and more empowering. The program combines financial literacy with social and emotional learning, teaching decision-making, goal-setting, and resilience. Students learn in ways that are engaging, practical, and relatable to their everyday lives. With Wealthwise, financial education feels fun, inspiring, and achievable. It intuitively connects self-improvement and financial savviness.

WealthWise is built around five powerful units, each of which is designed to prepare students for lifelong financial success. From understanding the basics of money to setting goals and budgets to learning about credit, banking, and entrepreneurship, every step leads naturally into the next. Students don’t just memorize terms—they connect concepts between lessons, building a bigger picture of financial independence. The units also highlight personal growth, encouraging students to practice responsibility and self-awareness. This connected design ensures that by the end, students aren’t just financially smarter—they’re life-ready.

Our lessons bring finance to life with interactive activities, discussions, and problem-solving challenges. Students aren’t just listening—they’re doing, collaborating, and applying concepts right away. Each lesson includes built-in connections to social and emotional learning, giving students the chance to practice self-awareness, decision-making, and goal-setting. Teachers receive ready-to-use lesson plans and resources that make instruction seamless. With Wealthwise checkbooks in hand, students and teachers have tangible ways to incentivize behaviors and academic rewards. Students can purchase break time and tutoring.

In Unit 1, students learn about the connections between education and lifetime earnings. Students explore a wide variety of jobs and professions while learning the differences between the two and the early academic commitments necessary to achieve career goals. Building on the lessons learned about real-world careers, students explore available classroom job opportunities by examining job postings and the necessary duties and skills for success. The initial activities encourage students to self-reflect and identify areas for improvement. They use their new awareness to apply for a class job.

In Unit 2, students learn about banking basics and the vision that aligns with diversifying their savings through high-yield savings or stock investments. They follow a Youth Crew member’s journey of opening a checking account and learn about the importance of their signature on important banking documents. Students learn about the bear and bull markets through Money Bagz and a Youth Crew member's exploration of Wall Street. They take steps towards becoming successful future investors by researching products and predicting stock value. Finally, students learn about insider trading through a quirky story involving Money Bagz and a sticky-paw cat.

The Youth Crew adventures lead them to explore the components of a credit score. In this unit, students apply the nuisances of credit scores with behaviors and academic habits in school. Armed with five rubrics explaining how WWYC credit scores are calculated, students identify a credit score goal and create an action plan for each of the components that can guide their actions in class, resulting in the desired score by the end of unit 3. To further solidify their understanding, the students apply what they know to steps of purchasing a car and a house. By the end of the unit, students understand the impact of low and high scores and purchasing power.

In this unit, students learn about the difference between wants and needs. Lil Money Bagz and a Youth Crew member visit a factory to explore the world of entrepreneurship. There they learn that good decision-making, analyzation skills, and innovation are at the core of offering a successful product. Students then reflect on how they can collaborate with others to create a product to sell to their peers for WWYC money. Students use their WWYC credit and credit scores from the preceding unit to purchase an entrepreneur kit. However, reality hits when sale projections, profit margins, and credit payments impact their long-term WWYC savings.

Rounding off the program is estate planning and compiling all the learnings from units 1-4 to begin planning for the future. In this unit, students learn about estate planning, strategies for living within their means, and how early decisions about their academic and skill development will influence how they will live in the future. Students create vision boards, budgets, and revisit the cost of purchasing a home and car. Students can reflect on their learning and identify ways to share their new knowledge with their families and community. Finally, students learn to create short- and long-term goals using Specific, Measureable, Achievable, Realistic, and Time-bound. (SMART) goal-creating strategies.